eu optaria por traduzir ambos apenas por "reformado"

Definição retired person who receives a pension
Refª definição Oxford English Dictionary > pensioner, http://dictionary.oed.com/cg... (7.8.2008)

Termo retired person
Fiabilidade 3 (Fiável)
Refª termo statistisches Bundesamt
Data 07/08/2008

Termo retired employee
Fiabilidade 3 (Fiável)
Refª termo statistisches Bundesamt
Data 07/08/2008

Termo retired employe (Deprecated)
Fiabilidade 3 (Fiável)
Refª termo statistisches Bundesamt
Variantes geográficas American English
Data 07/08/2008

Termo pensioner
Fiabilidade 3 (Fiável)
Refª termo statistisches Bundesamt;
Oxford English Dictionary > pensioner, http://dictionary.oed.com/cg... (7.8.2008)
Variantes linguísticas While the usual sense of the term 'pensioner' is now 'a retired person who receives a pension', the primary meaning of the term is 'any person who receives a pension or payment'. Pensions are often paid in consideration of past services or on account of injuries received in the service.
Data 07/08/2008

Termo annuitant
Fiabilidade 3 (Fiável)
Refª termo statistisches Bundesamt
Variantes linguísticas An annuitant is a recipient of an annuity, which is an annual payment, whereas retirement pensions are generally paid monthly.
Data 07/08/2008