Jun 4, 2006 15:12
17 yrs ago
French term
Emprunts industriels
French to English
Bus/Financial
Finance (general)
company law
My idea of a loan is very different to the writer of this piece, who sees them as an investment. At first I thought it might refer to bonds, but then the following definition appeared which leaves me confused as to what it might mean. Hopefully I'm missing something. Thanks in advance for all your help.
Les bons investissements sont ceux qui offrent le meilleur rapport. Les placements immobiliers s'avèrent rentables, à condition de bien les gérer et d'avoir fait au préalable une bonne prospective. Les investissements sous forme d’emprunts sont également intéressants : vous payez des intérêts pendant une période déterminée, avant de rembourser la totalité de l'emprunt. Mais le plus rentable est certainement d'investir dans une entreprise.
Une étude exhaustive fait apparaître l’évolution de différents placements à long terme : en investissant 1.000 dollars en 1923 et en réinvestissant régulièrement tous les dividendes et intérêts gagnés, ces 1000 dollars seraient devenus en 1992 (67 ans plus tard) les sommes suivantes :
Bons du trésor 12.500 $
Emprunts industriels 44.100 $
Actions de grandes sociétés 974.000 $
Actions de petites sociétés 3.430.000 $
Les bons investissements sont ceux qui offrent le meilleur rapport. Les placements immobiliers s'avèrent rentables, à condition de bien les gérer et d'avoir fait au préalable une bonne prospective. Les investissements sous forme d’emprunts sont également intéressants : vous payez des intérêts pendant une période déterminée, avant de rembourser la totalité de l'emprunt. Mais le plus rentable est certainement d'investir dans une entreprise.
Une étude exhaustive fait apparaître l’évolution de différents placements à long terme : en investissant 1.000 dollars en 1923 et en réinvestissant régulièrement tous les dividendes et intérêts gagnés, ces 1000 dollars seraient devenus en 1992 (67 ans plus tard) les sommes suivantes :
Bons du trésor 12.500 $
Emprunts industriels 44.100 $
Actions de grandes sociétés 974.000 $
Actions de petites sociétés 3.430.000 $
Proposed translations
(English)
3 +7 | industrial bonds (bonds issued by industrial enterprises directed to the public) | Najib Aloui |
4 +1 | industrial loans | MikeGarcia |
5 | industrial loan capital | gabuss |
Proposed translations
+7
21 mins
Selected
industrial bonds (bonds issued by industrial enterprises directed to the public)
...
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Note added at 47 mins (2006-06-04 15:59:46 GMT)
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You're right Joe, seems illogical...The investor is the one who's supposed to receive interest and then principal ...The author perhaps, just inversed things...But regarding investments in companies, he means buying shares as opposed to making safe "placements" in government and industrial bonds...
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Note added at 21 hrs (2006-06-05 12:20:20 GMT)
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The problem is, I think, why did the author (if he translated data) use "emprunts industriels", a notion born under Napoléon III and which has an even narrower meaning than the American "industrial bonds"? Is it a short word for all non-State obligations? Do you think that "emprunts industriels" could include bonds issued by financial, utility, or real estate enterprises?
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Note added at 47 mins (2006-06-04 15:59:46 GMT)
--------------------------------------------------
You're right Joe, seems illogical...The investor is the one who's supposed to receive interest and then principal ...The author perhaps, just inversed things...But regarding investments in companies, he means buying shares as opposed to making safe "placements" in government and industrial bonds...
--------------------------------------------------
Note added at 21 hrs (2006-06-05 12:20:20 GMT)
--------------------------------------------------
The problem is, I think, why did the author (if he translated data) use "emprunts industriels", a notion born under Napoléon III and which has an even narrower meaning than the American "industrial bonds"? Is it a short word for all non-State obligations? Do you think that "emprunts industriels" could include bonds issued by financial, utility, or real estate enterprises?
Peer comment(s):
agree |
Isabel Hohneck
: Yes, that's it!
11 mins
|
Thank you Isabel!
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|
agree |
zaphod
1 hr
|
Thank you Zaphod!
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agree |
Cetacea
: IMO, an industrial loan is the same thing as an industrial bond.
2 hrs
|
Thank you Cetacea! But a particular sort of loan , made not by banks but by the public...In the form of bonds.
|
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agree |
Annette Scheulen
: I think the sentence "vous payez des intérêts pendant une période déterminée, avant de rembourser la totalité de l'emprunt" is a mistake in the source text
3 hrs
|
Thank Annette! You're probably right.
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agree |
Gina W
3 hrs
|
Thank you Gad!
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agree |
Leny Vargas
5 hrs
|
Thank you Lennybee!
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disagree |
rkillings
: The source of the cited 1923-92 return statistics, if it's in English (as suggested by the $), probably referred to Treasuries, corporate bonds, large-caps and small-caps.
9 hrs
|
Thank you rkillings, your remark is very useful! You're inviting us to return to the context which is, perhaps, American (or Canadian)-see above please-
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agree |
Iulia Matei
16 hrs
|
Thank you iula !
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agree |
Jeffrey Lewis
: Can I grab the bumper of this bandwagon...
2 days 10 hrs
|
4 KudoZ points awarded for this answer.
Comment: "Selected automatically based on peer agreement."
+1
10 mins
industrial loans
It refers to a theoretical investment alternative, meaning to place money lending it to industries.- That's why it compares it to other placements....
HTH.-
HTH.-
7 hrs
industrial loan capital
Il s'agit en fait d'une usine dont le capital est constitué par des emprunts - "emprunts" ici veut dire "loan capital" (cf. Glossaire Banque Mondiale)
Discussion