This question was closed without grading. Reason: Geen aanvaardbaar antwoord
Nov 19, 2013 15:29
10 yrs ago
Engels term
ruling off
Engels naar Nederlands
Zakelijk / financieel
Juridisch (algemeen)
overeenkomst met bank
In een overeenkomst tussen een bank en een klant staat o.a. dit:
Ruling off
In the event of the commencement of any form of bankruptcy or insolvency proceeding affecting you or of all or any part of this Agreement ceasing for any reason to be binding on you if the Bank receives notice (actual or otherwise) of any other or subsequent Encumbrance affecting any part of Collateral, the Bank may at any time * rule off * your obligations and then subsisting account with the Bank and open a new account or accounts in your name.
en een stukje verderop:
If the Bank in any of the above cases does not *rule off* your obligations or open any new account or accounts, it shall nevertheless be treated as if it had done so at the time when it first had notice (actual or otherwise) of the event in question and all payments made by you or on your behalf to the Bank shall be treated as having been credited to the new account or accounts and shall not operate to reduce the amount secured by this Agreement.
Ik kom er niet uit wat 'rule off' moet betekenen.
Ruling off
In the event of the commencement of any form of bankruptcy or insolvency proceeding affecting you or of all or any part of this Agreement ceasing for any reason to be binding on you if the Bank receives notice (actual or otherwise) of any other or subsequent Encumbrance affecting any part of Collateral, the Bank may at any time * rule off * your obligations and then subsisting account with the Bank and open a new account or accounts in your name.
en een stukje verderop:
If the Bank in any of the above cases does not *rule off* your obligations or open any new account or accounts, it shall nevertheless be treated as if it had done so at the time when it first had notice (actual or otherwise) of the event in question and all payments made by you or on your behalf to the Bank shall be treated as having been credited to the new account or accounts and shall not operate to reduce the amount secured by this Agreement.
Ik kom er niet uit wat 'rule off' moet betekenen.
Discussion
is het juiste woord 'afpunten'.
"rule off:
physical underscoring of a total or amount in a ledger to indicate that it should not be disturbed or altered because it represents a cumulative significant figure. Bookkeepers frequently rule off to indicate the balancing or closing of accounts."
(www.allbusiness.com/glossaries)
Al ben ik niet 100% zeker of het woord in deze context "sterk" genoeg is. Ik zal het bijgevolg nog niet als oplossing suggereren.
Misschien kom ik later nog met iets anders op de proppen. ;-)
Business Account Operating Agreement
12. Powers of the Bank (“Ruling Off”)
12.1 Where the Customer is indebted to the Bank, any money received by the Bank from or on behalf of the Customer may either be:
12.1.1 placed to the credit of a suspense account with a view to preserving the right of the Bank to prove for the whole of its claims against the Customer or any other person liable; or
12.1.2 applied by the Bank in or towards satisfaction of any obligations or liabilities of the Customer to the Bank as the Bank in its sole discretion may from time to time conclusively determine.
12.2 Any release, discharge or settlement between the Customer and the Bank shall be conditional upon ...
http://tinyurl.com/memv2y8
Helaas heb ik geen idee hoe dit heet in het Nederlands;)
In addition and without prejudice to any other rights we may have, we may for any reason which we deem justifiable, open a new or separate account (hereinafter called the "new account") for you in our books and credit (notwithstanding any legal or equitable rule of presumption to the contrary) all or any payments made to us by you or on your behalf to the new account so that such payments shall not reduce the amount owing by you to us in relation to the Cashline account. For the avoidance of doubt, such new account shall be subject to our rights of set-off and consolidation under these Terms and Conditions or otherwise.' (http://www.dbs.com.sg/personal/cashline/terms/default.page )
See also:
'12. RULING OFF OF ACCOUNT, APPLICATION OF MONIES AND CONTINGENT LIABILITIES
12.1 In addition and without prejudice to any other rights of the Bank under any Security Document relating to the Facilities, if at any time
any Security for the Facilities is terminated or for any reason which the Bank deems justifiable, the Bank may forthwith open a new or
separate account (the “new account”) with the Borrower in the books and if the Bank does not in fact open such new account it shall
nevertheless be deemed to have done so at the time of such termination and as from and after the time that the new account was
opened or so deemed to have been opened, all payments made by or on behalf of the Borrower shall (notwithstanding any legal or
equitable rule of presumption to the contrary) be credited or deemed to have been credited to the new account …' (http://www.standardchartered.com.sg/personal-banking/tnc/en/... )
'12. Powers of the Bank (“Ruling Off”)
12.1 Where the Customer is indebted to the Bank, any money received by the Bank from or on behalf of the Customer may either be:
12.1.1 placed to the credit of a **suspense account** with a view to preserving the right of the Bank to prove for the whole of its claims against the Customer or any other person liable; or
…' (http://www.hsbc.ky/1/PA_ES_Content_Mgmt/content/cayman/pdfs/... )
*see also: http://en.wikipedia.org/wiki/Suspense_account
Upon the death/retirement/insolvency of a partner the liability of such partner stands determined. In case
of any fresh debit to the account, the deceased/retired/insolvent partners' estates can not be made liable
for the same. On the contrary, their liability stands reduced by the credit
For this reason, the operation in the account should be stopped to determine the liability of the deceased/
retired/insolvent partner.
In case the bank decides to allow operation to the new firm, it should be done after ruling off /
breaking the account and allowing operation in a fresh page.' (http://books.google.co.uk/books?id=eWLuY_ABdZkC&pg=PA195&lpg... )
In bookkeeping, to underline a total figure or other amount derived from adding or subtracting other numbers. Ruling off indicates that this number should not be changed.' (http://financial-dictionary.thefreedictionary.com/Rule Off )
rule something off = iets aflijnen, een lijn langs / onder iets trekken (Van Dale)