Mar 2, 2023 18:06
1 yr ago
15 viewers *
English term
Poland
loans on deeds
English to Polish
Bus/Financial
Finance (general)
Jeszcze z umowy kredytowej pomiędzy niemieckim oddziałem koreańskiego banku i kredytobiorcą:
‘’The Bank agrees to extend the existing credit line to the Borrower amounting to a maximum of EUR xxx
which shall expire on Feb 01, 20xx.
The Borrower, in relation to Loan Agreement with xxx Bank AG further agrees to the following terms and conditions:
1. Transaction Terms
a) Total Credit Amount: EUR xxx
b) Loan Type: Loans on Deeds
c) Purpose: Operating Funds (for General business purposes)
d) Extension Date: Feb. 02, 20xx
e) Final Maturity Date: Feb. 01, 20xx
....''
Chodzi o ‘’loans on deeds’’. Było już pytanie na ten temat,
https://www.proz.com/kudoz/english-to-polish/finance-general...
ale nikt nie zaproponował odpowiedzi.
Tu jest pewne wyjaśnienie: http://www.koreanlii.or.kr/w/index.php/Loan_on_deeds?ckattem...
‘’The Bank agrees to extend the existing credit line to the Borrower amounting to a maximum of EUR xxx
which shall expire on Feb 01, 20xx.
The Borrower, in relation to Loan Agreement with xxx Bank AG further agrees to the following terms and conditions:
1. Transaction Terms
a) Total Credit Amount: EUR xxx
b) Loan Type: Loans on Deeds
c) Purpose: Operating Funds (for General business purposes)
d) Extension Date: Feb. 02, 20xx
e) Final Maturity Date: Feb. 01, 20xx
....''
Chodzi o ‘’loans on deeds’’. Było już pytanie na ten temat,
https://www.proz.com/kudoz/english-to-polish/finance-general...
ale nikt nie zaproponował odpowiedzi.
Tu jest pewne wyjaśnienie: http://www.koreanlii.or.kr/w/index.php/Loan_on_deeds?ckattem...
Proposed translations
(Polish)
| 2 | kredyt na podstawie umowy kredytowej |
Leszek Pietrucha
|
| 4 | Pożyczka zabezpieczona umową o przywłaszczenie ( może być umowa powiernicza ) |
Danny Kapulin
|
References
| Bills Discounted and Loans by Type |
geopiet
|
Proposed translations
14 hrs
Leszek Pietrucha
Poland
Poland
Native in Polish
Specializes in field
Poland
PL & IRL solicitor, ENG sworn translator
Native in: Polish 
Works in: English to Polish, Polish to English
Related KudoZ points
:
48
Selected
kredyt na podstawie umowy kredytowej
Z linkowanej przez Ciebie definicji wynikałoby, że chodzi o udzielenie kredytu na podstawie umowy kredytowej w przeciwieństwie do kredytu na podstawie weksli. Pewnie wynika to ze specyfiki działalności kredytowej w Korei. Być może często udzielają na podstawie weksli wystawianych na bank przez kredytobiorcę, które bank może zdyskontować w banku centralnym (domyślam się, że krótkoterminowe kredyty), a w niektórych przypadkach na podstawie umowy kredytowej określającej warunki kredytu, czyli bez możliwości zdyskontowania weksli kredytobiorcy.
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Note added at 14 hrs (2023-03-03 08:52:58 GMT)
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ps. udzielają kredytów bez umowy kredytowej tylko dyskontując weksle kredytobiorcy, które to weksle same w sobie niosą zobowiązanie do spłaty zadłużenia w określonym w wekslu terminie płatności, stąd też nie ma potrzeby zawierania umowy kredytowej
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Note added at 14 hrs (2023-03-03 08:52:58 GMT)
--------------------------------------------------
ps. udzielają kredytów bez umowy kredytowej tylko dyskontując weksle kredytobiorcy, które to weksle same w sobie niosą zobowiązanie do spłaty zadłużenia w określonym w wekslu terminie płatności, stąd też nie ma potrzeby zawierania umowy kredytowej
4 KudoZ points awarded for this answer.
Comment: "Dziękuję za pomoc."
1 day 41 mins
Danny Kapulin
Poland
Poland
Native in Polish
Poland
Native Polish,fluent Engish
Native in: Polish (Variant: Standard-Poland)
Works in: English to Polish, Polish to English
Pożyczka zabezpieczona umową o przywłaszczenie ( może być umowa powiernicza )
"...is a loan extended by means of deeds rather than a promissory note as the evidence of such loan."
Note from asker:
| Dziękuję. |
Reference comments
17 hrs
Reference:
Bills Discounted and Loans by Type
Source: Bank of Japan
1/Bills discounted usually involves commercial bills issued by a third party. Company A receives from company B a promissory note, which company A discounts at a bank. These bills are generally short term, with maturity less than one year.
2/Loans on bills are backed by bills issued by the borrower. These loans are structured in such a way as to be paid back as the bills mature. The average maturity of this type of loans is under one year. Companies have historically used this type of borrowing arrangement to finance their working capital.
3/Loans on deeds are loans with a written contract. This type of loan generally carries a maturity between 3-5 years. Companies typically use this type of borrowing arrangement to finance medium and longer term investments.
4/Overdraft loans are loans that carry a commitment by banks to provide loans up to a pre-specified ceiling. These loans are also typically used by borrowers to finance short term liquidity needs.
- https://www.elibrary.imf.org/view/journals/001/2000/007/arti...
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... loans on deeds to companies (hereinafter collectively referred to as "corporate debt obligations") .. - https://www.boj.or.jp/en/mopo/measures/term_cond/yoryo18.htm
1/Bills discounted usually involves commercial bills issued by a third party. Company A receives from company B a promissory note, which company A discounts at a bank. These bills are generally short term, with maturity less than one year.
2/Loans on bills are backed by bills issued by the borrower. These loans are structured in such a way as to be paid back as the bills mature. The average maturity of this type of loans is under one year. Companies have historically used this type of borrowing arrangement to finance their working capital.
3/Loans on deeds are loans with a written contract. This type of loan generally carries a maturity between 3-5 years. Companies typically use this type of borrowing arrangement to finance medium and longer term investments.
4/Overdraft loans are loans that carry a commitment by banks to provide loans up to a pre-specified ceiling. These loans are also typically used by borrowers to finance short term liquidity needs.
- https://www.elibrary.imf.org/view/journals/001/2000/007/arti...
---
... loans on deeds to companies (hereinafter collectively referred to as "corporate debt obligations") .. - https://www.boj.or.jp/en/mopo/measures/term_cond/yoryo18.htm
Note from asker:
| Dziękuję. |
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