English to Portuguese Bus/Financial Finance (general) payments with bank cards

In online shopping, payments may be declined due to one of two categories:
Soft Decline - The card number is probably valid but was denied by the issuing bank. If a soft decline occurs on a renewal, retrying the card at a later date may work. Soft declines are temporary authorization failures.

(On the other hand, a *hard decline* is when the issuing bank does not approve the payment. In other words, hard declines are permanent authorization failures and should not be retried.)

Suponho que haverá tradução para português, mas não consegui encontrar em nenhum dos sites que consultei. A preferência é por português europeu, mas qualquer ajuda é bem-vinda!

Muito obrigada desde já.