Mar 13, 2019 15:04
5 yrs ago
11 viewers *
French term

coût de revient

French to English Bus/Financial Real Estate
I am struggling with the translation of a calculation of the "coût de revient avec financement sur 20 ans" on an investment property. Everywhere I look, this term is translated as "cost of goods sold" but I can't see how this makes sense in the context.

The table gives:
1. property value
2. VAT (which the buyer doesn't pay)
3. "apport" (I guess I should translate this as contribution)
4. Amount to finance (=property value - tax - contribution)
5. Rental income
6. Duration of loan
7. TEG (which I know is Taxe Effectif Global)
Proposed translations (English)
3 +2 true cost
4 resale expenses

Discussion

philgoddard Mar 13, 2019:
Yes, it usually means production costs. In this case the owner is producing not widgets, but accommodation for an individual or business. Their "production costs" would be things like loan interest, repairs and maintenance, and property tax, so you could say "cost of ownership".

That's an educated guess, and I'm not clear what this table is or how your phrase fits in.

Proposed translations

+2
2 hrs
Selected

true cost

This is connected to the TAEG - the true cost of the loan, not just the interest rate quoted.

Le TAEG vous permet de calculer le prix de revient « tout compris » de votre crédit et de comparer les offres dans leurs globalités, et pas seulement en comparant les taux nominaux.
Example sentence:

Calculate the true cost of a loan with Bankrate.com's Loan Cost calculator. ... Interest rate per year ... Monthly Payments ... This loan will really cost you $0.00.

Peer comment(s):

agree Nikki Scott-Despaigne
7 hrs
agree Yvonne Gallagher
1 day 5 hrs
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4 KudoZ points awarded for this answer.
1 hr

resale expenses

Based on your list, I believe that these are the items that the seller must take into consideration when selling the property.
Peer comment(s):

neutral Nikki Scott-Despaigne : It is a breakdown of what goes into the cost of purchasing the property, specifically the full/real cost of the loan.
9 hrs
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