Feb 26, 2018 06:41
6 yrs ago
1 viewer *
French term

disponibles (les)

French to English Bus/Financial Finance (general) Fintech
From an Operations Manual dealing with counterparty risk.
Batch et exécutable permettant le calcul du risque de contrepartie à partir des consommations et des ***disponibles*** des entités impliquées.

Many thanks!

Discussion

Adam Warren Mar 7, 2018:
consommation: utilised portion of credit limit and "disponible" is the unutilised portion of a counterparty's credit limit - HTH
philgoddard Feb 26, 2018:
If this is about lending I wonder whether consommation is what they've drawn down, and disponible is what they haven't.

Proposed translations

12 hrs
Selected

funds available; available funds

Might this be "disponibles (à vue)"? if so, then maybe "funds available" might work.


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Note added at 12 hrs (2018-02-26 18:54:42 GMT)
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As opposed to "(dépôts) à terme", for example?
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3 KudoZ points awarded for this answer. Comment: "Yes, this fits nicely, thanks ! "
58 mins

Availabilities

Selon mon opinion personnelle
Peer comment(s):

neutral writeaway : no refs at all?
1 hr
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5 hrs

cash in hand/ liquid assets

Erratum: 'CASH-IN-HAND' instead of 'cash in hand'

https://www.investopedia.com/terms/l/liquidasset.asp

Definition of cash in hand (From FT.com/lexicon)

The amount of money in the form of cash that a company has after it has paid all its costs.

Written at the top of the assets side of a balance sheet to show the amount of money held by a company in the form of notes and coins.
If someone is paid cash in hand, they are paid in notes and coins so there is no written record of the payment.
Note from asker:
The term is perhaps too much of an accounting term. Here, it includes cash and liquid assets, but I suspect the idea goes even further and includes any other obscure financial instrument the bank or clearing house can legally get it's teeth into if a counterparty defaults!
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