Glossary entry (derived from question below)
French term
Plan à
I'm wondering whether this means interest rate, because why not just label it taux d'intérêt ... ?
Could it mean Plan A? That would be quite a typo.
Here are all the labels:
Date d'ouverture: (date)
Versements: (frequency)
***Plan à***: 6.0%
Montant des versements: (eur)
Montant déjà versé: (eur)
A verser avant le (date): (eur)
intérêts acquis: (eur)
Dont prime d'Etat: (eur)
| 3 +1 | 6% yield |
Gregory Lassale
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| 4 +2 | Plan at 6% interest |
Nikki Scott-Despaigne
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| 5 | Plan yield: 6% |
Gregory Lassale
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Non-PRO (2): Yvonne Gallagher, Catharine Cellier-Smart
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Proposed translations
United States
Poker & Gaming
Native in: French (Variant: Standard-France)
Works in: English to French
6% yield
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Note added at 1 hr (2015-03-27 19:15:15 GMT)
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Should have been more precise. I mean the whole line "plan à 6%" means "6% yield plan".
| neutral |
Francois Boye
: Do you mean that "Plan" means yield?// Why don't you include this into your translation above?
3 mins
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No that the whole thing does. "plan à 6%" = 6% yield (investment) plan". I entered it too fast. I don't think the translation can be edited once entered, can it?
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| agree |
Yvonne Gallagher
: yes to 6% yield plan
17 hrs
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Psychologist, Court-certified legal
Native in: English 
Works in: French to English
Plan at 6% interest
https://www.britline.com/savings-plan-epargne-logement.html
Plan Epargne Logement
Regular saving is a great way to provide a cash sum later in life
Whether it's putting something away for a special anniversary, the holiday of a lifetime or perhaps to help pay for your child or grandchild's future university costs, Britline Regular Savings Plans are the simple way to make the most of tomorrow.
It's good to know there is a secure way to save!
The "Plan Epargne Logement" deposit account is a regulated savings account. Funds can be used towards the finance of a property purchase* with the possibility of obtaining a loan with a favourable interest rate, as well as receiving a bonus from the government in accordance with the loan.
For whom?
Available to residents and non residents. Any private individual without an existing "Plan Epargne Logement" (PEL) or a "Compte Epargne Logement" (CEL) in any other bank. Available to adults and young people*
Characteristics
Level of capital protection: 100% at all times
Funds can be accessed but the account must be closed
Interest rate: 2.00% fixed for the term of the contract(1)
Fees: Free of charge
Taxation of interest: Yes, after 12 years(2)
Subscription conditions: That you do not already hold a CEL or PEL in another bank or a product combining a PEL(2)
Minimum opening deposit: 225 €
Maximum Investment Amount: 61,200 €
Regular minimum deposits from: 45 €
Recommended investment period: Minimum 4 years
How does it work?
The Plan Epargne Logement requires a minimum investment over four years, paid at a preset rate, which has a regular savings commitment. It allows you, after 2 years, to apply for a home loan for a primary residence (home loan or personal loan) at a guaranteed rate known in advance. The PEL can not receive deposits after 10 years maximum. In the absence of withdrawal of funds, it is transformed into a savings account "Compte Sur Livret" (CSL) 5 years after coming to term (the borrowing rights and bonus are lost ).
| agree |
Daryo
: "at 6% interest" for sure // "plan" could also be "investment plan" or something else?
10 hrs
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| agree |
Yvonne Gallagher
15 hrs
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United States
Poker & Gaming
Native in: French (Variant: Standard-France)
Works in: English to French
Plan yield: 6%
As for yield vs. interest rate, there are differences. First, often APR (interest rate) is used to describe the interested paid on a loan whereas APY (yield) to express the interests earned in investment accounts - at least in the US. More importantly, APR is non compounding whereas APY is - and PELs do offer compounded interests.
From link below:
<I>Les intérêts sont capitalisables, c'est-à-dire qu'au 31 décembre de chaque année, ils viennent s'ajouter au capital déjà épargné et deviennent producteurs d'intérêts supplémentaires.
Discussion
It's not a Livret A savings account but a Plan Epargne Logement by the way.