Glossary entry

Chinese term or phrase:

10000元至30000元部分给付90%

English translation:

90% of the expenses incurred above 10,000 yuan (but less than 30,000 yuan) will be reimbursable

Added to glossary by Ozethai
Sep 24, 2006 14:00
17 yrs ago
Chinese term

10000元至30000元部分给付90%

Chinese to English Other Insurance
住院医付疗赔比例:10000元至30000元部分给付90%

Proposed translations

+1
11 hrs
Selected

90% of the expenses incurred above 10,000 yuan (but less than 30,000 yuan) will be reimbursable

There could be another clause preceding this that talks about the expenses incurred below 10,000 yuan, which may be fully claimable or reimbursable.

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Note added at 1 day7 hrs (2006-09-25 21:43:05 GMT)
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(continuing from the above,) or more likely, otherwise; as the insured may be expected to pay the full 100% of the first 10,000 yuan of expenses incurred. In insurance, one way to keep the premiums down, the insurance companies tend to make the insured responsible for the first fixed amount of claim. This is called "excess". Excess keeps the premiums low. In many instances it is the only way to make insurance affordable.
Peer comment(s):

agree beirenbo
13 hrs
Thanks Aaron. Very impressed by your proz.com profile!
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4 KudoZ points awarded for this answer.
+1
1 hr

Partial Coverage of 90% of expenses beginning at 10,000 an

In the insurance world, "Major Medical" includes Doctor care and hospital visits. If you want to be more literal in the translation you can. This sentence means that the insurance company will pay 90% of medical expenses between 10,000 and 30,000 RMB. The patient must pay the other 10%. However, it is not clear out of context though who will pay the first 10,000 RMB

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Note added at 1 hr (2006-09-24 15:10:31 GMT)
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I guess the sentence is too long to fit in the summary. It should read: "Partial Coverage of 90% of expenses beginning at 10,000 and up to 30,000 RMB."
Example sentence:

住院医付疗赔比例:10000元至30000元部分给付90%

Major Medical Expense Compensation Ratio: Partial Coverage of 90% of expenses beginning at 10,000 and up to 30,000 RMB

Peer comment(s):

agree Aaron Gilkison (X)
3 hrs
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3 hrs

FYI

loss payment rate for hospitalization and medical expenses at $10,000 to $30,000 range will be 90%
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