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English to Chinese - Standard rate: 0.13 USD per word / 40 USD per hour / 7.00 USD per audio/video minute Chinese to English - Standard rate: 0.13 USD per character / 40 USD per hour / 7.00 USD per audio/video minute Chinese - Standard rate: 0.13 USD per character / 40 USD per hour / 7.00 USD per audio/video minute English - Standard rate: 0.13 USD per word / 40 USD per hour / 7.00 USD per audio/video minute
English to Chinese: Linnovate Partners video script on wealth management system 昶科財富管理系統的視頻腳本 General field: Bus/Financial Detailed field: Finance (general)
Source text - English HKLPF is making waves as a new policy to reinforce Hong Kong’s position as an international asset and wealth management hub. But what is so attractive about HKLPF? Whom is it for? To answer these questions, we must first understand the main features of HKLPF.
Partnership Formation: HKLPF requires one General Partner, “GP”, and at least one Limited Partner, “LP”. The GP can be an individual, a Hong Kong private limited company, a limited partnership, or a non-local company registered in Hong Kong. Every LPF is governed by a written limited partnership agreement.
Legal Liability: The GP assumes unlimited liability for the debts and obligations of the LPF. They’re also responsible for the fund’s management and control. Investors, however, only have limited liability for the debts and liabilities of the fund.
Statutory Appointments: The GP must appoint an Investment Manager, a Local Auditor and a Responsible Person for the HKLPF. The Investment Manager is in charge of daily management duties; the Local Auditor takes care of annual audits of financial statements, and the Responsible Person oversees anti-money laundering and counter-terrorist functions.
Registration and Obligations: Applications to establish a HKLPF must be submitted to the Hong Kong Company Registry by a registered Hong Kong law firm or solicitor. The HKLPF must maintain a Hong Kong-based registered office. It also needs to file annual returns and maintain operation-related records for five to seven years depending on the types of documents.
Tax and Stamp Duty: HKLPFs may enjoy certain tax exemptions according to conditions under the Inland Revenue Ordinance. No stamp duty will be chargeable where an interest in an LPF is contributed, transferred or withdrawn. However, as HKLPFs is not a company structure, it won’t enjoy the benefits of Hong Kong’s favorable tax treaties.
Tax Concession: There’s also a new tax concession regime for carried interest distributed by LPFs in Hong Kong. This is another key strength of the HKLPF structure. Under the Carried Interest Tax Concession regime, eligible carried interest will enjoy a 0% profit tax rate. To qualify as “eligible carried interest”, recipients of the carried interest need to fulfill certain requirements, including the number of full-time employees and operating expenditure. This will incentivize fund managers to operate and manage their funds from Hong Kong.
Translation - Chinese HKLPF制度有助巩固香港作为国际资产和财富管理中心的地位，因此自从推出以来广受关注。但到底HKLPF有什么吸引力呢？它是为谁而设？要回答这些问题，我们要先了解HKLPF的主要特色。
Translation - Chinese To set the Authorisation Setting of your user account, you can follow the steps below, or refer to the steps detailed in “Authorisation Setting” in Chapter 2 of the Service Guide (Management > Authorisation Matrix Settings > General Authorisation Settings).
Choose “Single Authorisation” or “Dual Authorisation” based on your company’s needs.
Single Authorisation: authorisation by only one Primary User is required
Dual Authorisation: authorisation by two Primary Users is required
Apart from setting the Authorisation Setting and Amount for Transfer, you are also required to do likewise for Payroll, which involves setting the Daily Limit of Total Payroll and the related authorisation. You are also required to set the Daily Limit of Transfer to Non-listed Beneficiaries at an amount sufficient for payroll purposes.
Chinese to English: UnionPay’s Mobile Payment Systems 銀聯手機付款系統 General field: Tech/Engineering Detailed field: IT (Information Technology)
Source text - Chinese 当今，流动支付主要可分为NFC和二维码两大类，两种方式基于不同的技术基础，各有所长。大多数支付机构专注于其中一种，而银联旗下的NFC及二维码产品则齐头并进，在中国境内外快速拓展，并已在交通领域受理场景建设方面取得丰硕成果。银联继NFC产品在香港落地后，二维码产品也即将开花结果，进一步完善安全、便捷、高效的流动支付体验，希望在未来能够不断便利港人的交通出行。
来到内地后，居民还可在多个城市的公共交通网络继续使用银联闪付或二维码，实现无缝对接。例如广深港高铁国内直达站点，已有广州、上海、杭州、昆明、南昌以及福州的地铁已受理银联闪付。此项目采用国际前沿的ODA（Offline Data Authentication）脱机数据认证技术，乘客通过脱机模式先坐车、联机延时后扣款，不用担心网络环境问题，大大提升了通勤效率。
Translation - English Nowadays, mobile payment methods can be divided into two main categories: NFC (near field communication) payment and QR Code. They involve different kinds of technology and each has their own advantages. The majority of electronic payment institutions specialise in one of these two methods. Nevertheless, UnionPay offers both. Today, the Chinese financial services corporation’s NFC-based and QR code-based mobile payment services are growing fast across China. They have also made much headway in terms of card-using scenarios in the realm of transport. Having launched its NFC-based payment service in Hong Kong, UnionPay will soon bring its QR Code payment system to the city, giving Hongkongers yet another safe, convenient and highly efficient mobile payment option and also making it easier for them to get around in Hong Kong and beyond.
UnionPay Mobile QuickPass is an NFC-based technology. A new mobile payment system, NFC technology is a wireless short-range communication tool that operates within a specific high frequency and allows contactless, point-to-point exchange of data between different electronic devices. Users can make payments without internet connectivity or using any third-party app, given that an NFC radio-frequency channel is used to set up local communication with devices such as POS (point of sale) terminals or vending machines. UnionPay Mobile QuickPass supports NFC contactless payment with UnionPay chip cards, smartphones and wearables. Users can simply tap and pay with their QuickPass-enabled devices.
The UnionPay QR Code payment system has two modes: the Push Mode (the customer uses his mobile app to scan the QR code presented by the merchant to initiate a payment), and the Pull Mode (the merchants use a QR code reader to scan the QR code in the customer’s mobile app to initiate a payment). The Push Mode can be easily accepted through direct connection to UnionPay International Merchant Service Platform. Merchants and acquirers can get access to the Platform on various mobile devices and complete registration. The Push Mode QR Code is then directly accepted without any need for modifications.
More and card-using scenarios in the field of transport
Today, UnionPay’s mobile payment system is widely accepted in the realm of public transport. In the Guangdong-Hong Kong-Macau Greater Bay Area, a region frequented by Hong Kong people, passengers using the Guangzhou-Shenzhen intercity railway can now pay their fares using UnionPay Mobile QuickPass. Launched in May, the new service enables travellers to tap and pay with their UnionPay chip cards, smartphones or wearables. In other words, there is no need to queue up to purchase tickets and the time it takes to commute from one point to another is significantly shortened. This was the first time the service was introduced to a national rail system, and the initiative represented the Greater Bay’s new foray into development of smart rail transport. Meanwhile, UnionPay International is making an effort to introduce UnionPay’s innovative mobile payment services to the Hong Kong section of the Guangzhou-Shenzhen-Hong Kong high-speed rail and the Hong Kong-Zhuhai-Macau Bridge, two cross-border infrastructural projects to be launched soon.
When they get around in different mainland Chinese cities via public transport, Hong Kong people can continue to use UnionPay Mobile QuickPass and UnionPay QR Code without interruption. For example, various metro stations in mainland cities connected with the Guangzhou-Shenzhen-Hong Kong high-speed rail, including Guangzhou, Shanghai, Hangzhou, Kunming, Nanchang and Fuzhou, now accept UnionPay Mobile QuickPass. The related payment measure uses the pioneering ODA (Offline Data Authentication) technology, whereby commuters can use a public transport service and have the fare deducted via their mobile phone later, without having to worry about internet connectivity.
In some 400 cities and counties in mainland China, commuters can pay their bus fares with UnionPay’s mobile payment systems. UnionPay Mobile QuickPass and UnionPay QR Code are also accepted by the metro systems in 11 mainland Chinese cities, including Beijing, Shanghai, Guangzhou and Shenzhen, as well as the Shanghai maglev train. An increasing number of taxis in Shenzhen now also accept various payment services, including UnionPay Mobile QuickPass and UnionPay QR Code. It is estimated that by the end of 2018, 15,000 taxis will accept the innovative payment services. As UnionPay’s mobile payment services will be accepted in more and more cities in the future, Hong Kong people will get to enjoy greater convenience when travelling to mainland China. Preparing for small change and purchasing travel cards in different cities will become a thing of the past.
Chinese to English: Introduction to Chinese semiconductor equipment manufacturer AMEC 中國半導體設備製造商AMEC簡介 General field: Tech/Engineering Detailed field: Electronics / Elect Eng
Source text - Chinese 集成电路和泛半导体微观加工设备是数码时代的基础。当今的微观加工的设备要在人头发丝直径万分之一的尺度上，建造多层的复杂微观结构，是最具挑战的产业。半导体设备行业的竞争非常激烈，极高的进入门槛使得整个产业最初只有不过几十家稍有竞争力的公司，而激烈的竞争导致目前全球仅剩为数不多的几家半导体设备制造企业。寡头垄断让后来者望而却步。
Translation - English Integrated circuit and pan-semiconductor micro-fabrication equipment form the basis of the digital age. Production of micro fabrication equipment today involves building a complex multi-layered micro structure with a length of 1/10,000 of the diameter of human hair. It is the most technologically challenging sector. Competition in the semiconductor equipment industry is fierce. Due to the extremely high entry barriers, there were initially only dozens of companies in the industry and the keen competition means only a few semiconductor equipment manufacturers can survive. The oligopoly has put off many potential latecomers.
AMEC Inc. has invested a lot in R&D over the years, and the investment is equivalent to a large portion of its annual sales. Given the high entry barriers for production, even though domestic semiconductor equipment manufacturers can serve as alternatives to their foreign counterparts, domestic manufacturers still face plenty of changes. This is especially so because the successful development of semiconductor equipment and the ensuing production process require a great deal of investment in R&D and capital. Competition among the giants in the semiconductor equipment manufacturing industry is severe and there is constant pressure on manufacturers to increase their productivity and lower product prices. This poses sharp challenges to the profitability of newcomers.
By virtue of its relentless efforts, AMEC Inc. will further expand the output of its integrated circuit equipment and pan-semiconductor equipment, enhance the innovation level of its products, fulfill all the needs related to its R&D projects and business expansion, continuously reinforce the company's scientific and technological innovation abilities and build up a solid foundation for promoting its own sustainable and healthy development.
Chinese to English: Ricoh’s blog 理光網誌 General field: Tech/Engineering Detailed field: IT (Information Technology)
Translation - English MSSP - the inexpensive option for businesses to enjoy network security provided by experts
Today, many company owners are aware of the nightmarish consequences of cyberattacks. Nevertheless, they are daunted by the prospect of having to spend a great deal of money on cybersecurity tools and to scramble for cybersecurity professionals who are relatively thin on the ground. So, there is often the temptation to take a chance and not take any actions, hoping that hackers will not knock on one’s door. But then, companies do not necessarily have to do the actual work of maintaining cybersecurity themselves. In recent years, hiring a Managed Security Services Provider (MSSP) has become an increasingly common practice among businesses. By paying a reasonable amount of money, companies can enjoy high-level security protection provided by an MSSP. This saves them not only money, but also time and manpower.
1. What is MSSP?
2. Wide variety of cyberattacks & the heavy costs of every attack
3. Scope of MSSP services
4. Four leading advantages of MSSP
5. Factors to consider when using an MSSP
What is MSSP?
A questionnaire conducted by the market research company Gartner found that about 24% of the interviewed companies were willing to delegate the job of maintaining cyber security to an MSSP. But what is MSSP? Simply put, the role of an MSSP is to help businesses maintain network security, thus freeing the latter from the burden of day-to-day network security maintenance work. By using an MSSP, businesses effectively outsource their network security maintenance work. As cyber criminals are now using more sophisticated and complex techniques to launch cyberattacks, contracting out network security maintenance work is the way to go for more and more companies.
Wide variety of cyberattacks & the heavy costs of every attack
In the article Fighting ransomware Sourcing out network security tasks is the way to go for SMEs, we pointed out that small and medium-sized enterprises (SMEs), as with big companies, are hardly immune to cyberattacks that are sweeping the globe with increasing frequency. Apart from ransomware, distributed denial-of-service (DDoS) attack, credential stealer and supply chain attack can also plunge companies into a crisis to different degrees.
Four leading advantages of MSSP
Cutting-edge cybersecurity technology
Nowadays there are a complex variety of cyberattack technologies out there, including different kinds of variants and fileless malware. These sophisticated technologies have effectively disabled the signature-based malware detection functions of traditional anti-virus software and firewalls. Equipped with a wide range of cutting-edge network security tools, MSSPs can intercept impending attacks and prevent zero-day vulnerabilities. In addition, MSSPs provide their services and technology support around the clock, so that companies can focus on their own business development.
Comprehensive information on cyber threats
To boost one’s ability to ward off cyberattacks, it is necessary to collect as much information as possible on cyber threats around the globe. This way, one can stay updated on the latest developments and eliminate security vulnerabilities that may otherwise be taken advantage of by cyber criminals. MSSPs can put together a vast amount of global intelligence on cyber threats. They are therefore more reliable and can act more promptly than in-house IT staff. They are also more able to identity new cyberattack methods and the latest trends. Some MSSPs even go one step further by setting honeypots to lure hackers to launch cyberattacks.
Compliance with specific industry regulations
Certain industries, such as finance and law, are subject to specific laws and regulations on network infrastructure and data processing. For example, companies that use electronic payment systems have to comply with PCI DSS and BSI, and IT service providers have to use experts with certain internationally recognised qualifications in network security when carrying out government contracts. MSSPs have experts specialising in different fields and with different qualifications. They include holders of GIAC Certified Incident Handler (GCIH) certification, GIAC Certified Forensic Analysts (GCFA) and GIAC Certified Forensic Examiners (GCFE), holders of GIAC Cyber Threat Intelligence (GCTI) certification and Certified Information Security Managers (CISM), and holders of Certified Information Systems Security Professional (CISSP) and Certified Ethical Hacker (CEH) certifications. With MSSP support, companies need not worry about not being able to find IT experts amid talent shortage, or that their operations might be affected when in-house IT staff members leave the companies.
One-stop management & data transparency
In adopting a work-from-home policy amid the coronavirus pandemic, companies have had to adopt a variety of new tools and cloud applications in a short time. That has blurred of lines between home and work. Meanwhile, a lack of centralised management of the said tools results in a lack of transparency of data transmission. That can make it difficult for IT staff to identify security vulnerabilities.
MSSPs have their own security experts and IT management tools to help businesses ensure transparency of data transmission, so that when a security or network issue arises within a company, it will be easier to identify the cause. MSSP security experts can also help businesses scan for security vulnerabilities, update their computer equipment and conduct penetration tests, thus keeping cyber criminals at bay.
Factors to consider when using an MSSP
While there are multiple advantages in the use of an MSSP, you should only choose reputable ones, given that they are to handle confidential information of your company. Make sure also that the MSSP you use meet the ISO 27001, ISO/IEC 20000 international standards. A clearly written service level agreement with the MSSP is also of great importance as far as the effectiveness of the MSSP’s service and your company’s interests are concerned. To find out more, simply contact Ricoh’s MSSP experts.
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Master's degree - University of Sheffield
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Years of experience: 19. Registered at ProZ.com: Feb 2019.
Polyglot - Chinese (Cantonese, Mandarin), English, French & German
Hong Kong-born and experience living in the UK, France and Germany
Experience working as senior copywriter at financial PR firm, journalist at Asia’s top English-language newspaper by circulation & international news translator
Expertise