life income option

Indonesian translation: opsi pendapatan seumur hidup

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
English term or phrase:life income option
Indonesian translation:opsi pendapatan seumur hidup
Entered by: ErichEko ⟹⭐

16:15 Jan 27, 2012
English to Indonesian translations [PRO]
Bus/Financial - Insurance
English term or phrase: life income option
Insurers commonly offer payees four options, in addition to the lump sum option, to settle individual life insurance policy proceeds, one of them is life income option.
Kaharuddin
Indonesia
Local time: 23:08
opsi pendapatan seumur hidup
Explanation:

Berdasarkan referensi di bawah, penerima manfaat bisa memilih agar manfaat asuransi dibayarkan berangsur hingga ia mati. Sama dengan pensiun yang bisa diambil sekaligus (lump sum) atau berangsur (bulanan).

(Bahasa awamnya: pendapatan sampai mati.)

Ref: http://pubs.ext.vt.edu/354/354-148/354-148.html
Life Income
The beneficiary has the option to receive the death benefit in guaranteed payments over the remainder of his or her life. The life insurance company will look at the person's age and gender and calculate how much income the beneficiary could receive each year from the death benefit. The payments will only stop when the beneficiary dies. If he or she dies earlier than expected, the insurance company keeps the unpaid amount.
Selected response from:

ErichEko ⟹⭐
Indonesia
Local time: 22:08
Grading comment
Selected automatically based on peer agreement.
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +3opsi pendapatan seumur hidup
ErichEko ⟹⭐
4pilihan dana pensiun
Henny Willis


  

Answers


10 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +3
opsi pendapatan seumur hidup


Explanation:

Berdasarkan referensi di bawah, penerima manfaat bisa memilih agar manfaat asuransi dibayarkan berangsur hingga ia mati. Sama dengan pensiun yang bisa diambil sekaligus (lump sum) atau berangsur (bulanan).

(Bahasa awamnya: pendapatan sampai mati.)

Ref: http://pubs.ext.vt.edu/354/354-148/354-148.html
Life Income
The beneficiary has the option to receive the death benefit in guaranteed payments over the remainder of his or her life. The life insurance company will look at the person's age and gender and calculate how much income the beneficiary could receive each year from the death benefit. The payments will only stop when the beneficiary dies. If he or she dies earlier than expected, the insurance company keeps the unpaid amount.


ErichEko ⟹⭐
Indonesia
Local time: 22:08
Native speaker of: Native in IndonesianIndonesian
PRO pts in category: 40
Grading comment
Selected automatically based on peer agreement.
Notes to answerer
Asker: Makasih Mas Erich :)


Peer comments on this answer (and responses from the answerer)
agree  fati soewandi
8 hrs

agree  David Andersen
2 days 5 hrs

agree  bangun89
2 days 15 hrs
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15 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5
pilihan dana pensiun


Explanation:
http://www.bankrate.com/finance/retirement/pros-and-cons-of-...
There's nothing new about a lifetime income option. Many insurance companies, and some investment houses, currently offer them in the form of immediate annuities. After investing a lump sum, you're eligible to get a fixed percentage of that amount per year for the rest of your life once you hit a certain age.
So, for instance, if you have $100,000 in the annuity and you get a 5 percent rate, you'll get $5,000 of retirement income each year going forward -- even if you live longer than 20 years.
http://www.bankrate.com/finance/retirement/pros-and-cons-of-...

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Note added at 3 days18 hrs (2012-01-31 10:39:02 GMT)
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Cluenya 'hit a certain age' dan klo di link Indonesianya disebut sebagai Dana Pensiun.


    Reference: http://allianz-ku.blogspot.com/2009/07/manfaat-asuransi-jiwa...
Henny Willis
United States
Local time: 10:08
Native speaker of: Indonesian
Notes to answerer
Asker: Makasih Bu Henny :)

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