capital benefits

14:13 Nov 29, 2011
This question was closed without grading. Reason: Other

English to Croatian translations [PRO]
Bus/Financial - Insurance
English term or phrase: capital benefits
A brief summary of insurance policy benefits:
- Death & Capital Benefits
- Permanent Total Disablement
etc.
Valentina Balšić
Ireland
Local time: 17:28


Summary of answers provided
4premija osiguranja u slučaju smrti i teških tjelesnih ozljeda
Svjetlana Nevescanin
3 -1kapitalna (glavna) premija
Davor Ivic
Summary of reference entries provided
naknada po osnovu osiguranja osoba od posljedica nesretnog slučaja
Vesna Maširević

  

Answers


9 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): -1
kapitalna (glavna) premija


Explanation:
prijedlog

Davor Ivic
Croatia
Local time: 18:28
Works in field
Native speaker of: Native in CroatianCroatian, Native in EnglishEnglish

Peer comments on this answer (and responses from the answerer)
disagree  Vesna Maširević: Ne bih se složila jer je premija novčani iznos koji ugovaratelj osiguranja treba da plati za osiguranje a ovde bi trebali biti na drugoj strani - tj. u pitanju je vrsta naknade koju isplaćuje osiguravatelj
4 hrs
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5 days   confidence: Answerer confidence 4/5Answerer confidence 4/5
premija osiguranja u slučaju smrti i teških tjelesnih ozljeda


Explanation:
u ovom slučaju capital se odnosi na teške tjelesne ozljede (opasne po život ili u slučaju kad je ozljeđeni ostao bez jednog ili više ekstremiteta). Kod nas još ne postoji takva vrsta osiguranja-koja pokriva i smrt i teške tjelesne ozljede, već kao paket osiguranja javlja se osiguranje od smrti i od po život opasnih bolesti (npr. raka). Teške tjelesne ozljede pokrivene su samo osiguranjem od automobilske odgovornosti. Ova vrsta osiguranja ubičajena je u npr. SAD-u gdje uvijek u slučaju osiguranja od smrti ide i od teških tjelesnih ozljeda

Svjetlana Nevescanin
Croatia
Local time: 18:28
Native speaker of: Croatian
PRO pts in category: 8
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Reference comments


5 hrs
Reference: naknada po osnovu osiguranja osoba od posljedica nesretnog slučaja

Reference information:
za rizik - nastupanje (trajne) invalidnosti uslijed nesretnog slučaja

Ono što međutim dodatno zbunjuje (bar mene) je posebno navođenje
- Permanent Total Disablement
jer
http://www.pension.co.za/prod19.asp
There are two types of disability policies available namely:
1) Lump sum disability – these policies are also called capital disability policies and only pay the benefit out on total and permanent disability and are often seen as an accelerator of the death benefit.
2) Income disability – these policies are commonly referred to as permanent health insurance (PHI) and attempt to compensate the claimant for loss of earnings as a result of disablement.

http://www.rsp.hr/ojs2/index.php/rsp/article/view/243/247
Zakon o mirovinskom osiguranju počeo se primjenjivati od 1. siječnja 1999. 1 Njime je u hrvatsko mirovinsko osiguranje ušla u primjenu i nova definicija invalidnosti koja, za razliku od zakonodavstva o mirovinskom osiguranju važećem do kraja 1998. godine, sadržava samo dva oblika invalidnosti:

– trajni gubitak radne sposobnosti (opća nesposobnost za rad), i

– trajno smanjenje radne sposobnosti (profesionalna nesposobnost za rad),

Tako da.. možda nešto od ovoga ipak pomogne

http://disabilityinsurance.lifetips.com/tip/144323/disabilit...
Capital sum benefits are lump sums payable to the insured for certain specific disabilities. Often a feature within a feature, capital sum benefit provisions tend to be included as part of a presumptive disability rider.

http://www.hodgsoninsurance.co.uk/personal-accident-insuranc...
Capital benefits gives you a lump sum payout for loss of limbs or eyesight, payouts would depend on what limbs or digits are affected.

A opet.. ovde pod "Capital benefits" navode naknade u slučaju smrti
http://www.jlta.com.au/slsa/capital_benefits.aspx

Vesna Maširević
Serbia
Specializes in field
Native speaker of: Native in SerbianSerbian, Native in Serbo-CroatSerbo-Croat

Peer comments on this reference comment (and responses from the reference poster)
neutral  Pave: Sažetak isplata na temelju police osiguranja: isplate za slučaj smrti i drugih najtežih oblika ozljeda
2 hrs
neutral  TamaraP: Slazem se sa prethodnim komentarom
17 hrs
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